:root{--ink:#1a2233;--muted:#5a6478;--bg:#f7f8fb;--card:#fff;--accent:#b45309;--accent2:#1e3a5f;--line:#e4e7ee}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
header{background:var(--accent2);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;flex-wrap:wrap;gap:10px}
.brand{font-weight:800;font-size:1.05rem;letter-spacing:.2px;color:#fff;text-decoration:none}
.brand span{color:#f6c453}
.nav a{color:#dbe4f0;text-decoration:none;margin-right:18px;font-size:.95rem}
.nav a:hover{color:#fff}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700;border:0;cursor:pointer}
.btn:hover{filter:brightness(1.08)}
.btn.alt{background:transparent;border:2px solid #f6c453;color:#f6c453}
.btn.dark{background:var(--accent2)}
.hero{background:linear-gradient(135deg,#1e3a5f 0%,#2c5282 55%,#b45309 130%);color:#fff;padding:64px 0 58px}
.hero h1{font-size:clamp(1.8rem,4vw,2.8rem);line-height:1.18;max-width:780px}
.hero p{margin:18px 0 26px;font-size:1.12rem;max-width:680px;color:#e8eef7}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
main{padding:46px 0}
h2{font-size:1.5rem;margin:34px 0 12px;color:var(--accent2)}
h3{font-size:1.12rem;margin:22px 0 8px}
p{margin:10px 0;color:var(--muted)}
p strong,li strong{color:var(--ink)}
.intro p{font-size:1.04rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:22px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{margin:0 0 6px}
.card a{color:var(--accent);font-weight:600;text-decoration:none}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin:26px 0}
.trust div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px;font-size:.94rem}
.trust b{display:block;color:var(--accent2)}
.band{background:var(--accent2);color:#fff;border-radius:14px;padding:32px;margin:36px 0}
.band h2{color:#fff;margin:0 0 10px}
.band p{color:#cfd9e8}
ul{margin:12px 0 12px 22px;color:var(--muted)}
li{margin:6px 0}
.faq{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:12px 0}
.faq h3{margin:0 0 6px;font-size:1.02rem}
footer{background:#14202f;color:#9db0c4;padding:30px 0;font-size:.9rem}
footer a{color:#cfe0f4}
.wa{background:#16a34a}
.prose h2{margin-top:28px}